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BNZ Travel

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Changes to credit card travel insurance

BNZ Advantage Visa Business and Platinum credit card travel Insurance policies were reissued, for trips departing New Zealand on or after 3 February 2026: 

  • Travel Insurance excesses for accepted claims has increased from $200 to $300. 

  • Cover for snow sports (such as skiing or snowboarding) is no longer be included, but can be purchased as an optional add-on before departure.  

  • Cruise Cover is no longer be included, but can be purchased as an optional add-on before departure. You arenot be covered for any part of your trip if your itinerary includes a multi-night cruise and you do not purchase the Cruise Cover add-on. 

  • Platinum advantage cardholders only - Domestic Rental Vehicle Collision Damage and Theft Excess Cover is no longer be provided.  

For more detail about these changes, or to get a copy of the policy wording applying to trips that started before 3 February, please check our insurance changes page.