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Travelling on or after 3 February?

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Changes to credit card travel insurance

BNZ Advantage Visa Business and Platinum credit card travel Insurance benefits will have the following changes to cover, for trips departing New Zealand on or after 3 February 2026: 
  • Travel Insurance excesses for accepted claims will increase from $200 to $300. 
  • Cover for snow sports (such as skiing or snowboarding) will no longer be included, but can be purchased as an optional add-on before departure.  
  • Cruise Cover will no longer be included, but can be purchased as an optional add-on before departure. You will not be covered for any part of your trip if your itinerary includes a multi-night cruise and you do not purchase the Cruise Cover add-on. 
  • Platinum advantage cardholders only - Domestic Rental Vehicle Collision Damage and Theft Excess Cover will no longer be provided.  
For more detail about how these changes might affect your upcoming travel, please check our insurance changes page.

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AIG

BNZ Advantage Visa Platinum Credit Card Travel Insurance and BNZ Advantage Visa Business Credit Card Travel Insurance (‘Insurance’) is subject to eligibility criteria, terms, conditions, exclusions, contained in the policy document (including but not limited to age limits, duration limits, pre-existing medical conditions, and using your card to pay for travel). You should read the policy document to make sure that the Insurance meets your needs. The Insurance is provided to Platinum Advantage and Business Advantage cardholders by AIG Insurance New Zealand Limited (‘AIG’) under an agreement with BNZ. BNZ does not underwrite the Insurance, is not an agent of AIG, and does not guarantee the obligations of AIG. Premiums are payable for policy extensions such as pre-existing cover, duration extension and specified items.

This portal is owned and managed by AIG for the purposes only of delivering AIG insurance services. BNZ does not have access to this portal, does not collect any personal information via this portal and has no liability in relation to this portal. For more information about AIG’s privacy practices, please check AIG’s privacy statement at www.aig.co.nz/privacy-policy.

The AIG Logo is a registered trademark. Insurance products and services are provided by AIG Insurance New Zealand Limited. Terms, conditions and exclusions apply. You should read the Policy Wording and Schedule of Benefits considering your personal circumstances, prior to making any decision to acquire the product.

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